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Affordable Care Act subsidies have expired. What that means for millions of Americans

By Sarah Boden,

A Martínez

Published January 1, 2026 at 4:02 AM PST

Jan. 1 is the day the extra financial help to buy Affordable Care Act health insurance goes away.

Sarah Boden

A Martínez

A Martínez is one of the hosts of Morning Edition and Up First. He came to NPR in 2021 and is based out of NPR West.