It's apparently still too early for any of Washington's top policymakers to start blinking in the "fiscal cliff" stare-down. So there's no need to panic — yet.

That's the real message of Monday's congressional Republican counteroffer to President Obama's proposal for avoiding the "fiscal cliff," the combination of major tax increases and drastic spending cuts scheduled for the end of the year.

Despite the best efforts of U.S. peanut farmers, Europeans still don't eat much peanut butter.

This is a particular bummer for the farmers right now, because they're sitting on a peanut glut. This year's harvest was nearly twice as abundant as last year's (over 6.1 billion pounds), and the majority of those nuts are a variety (runner peanuts) that are often used for peanut butter.

Jeffrey Hillman's bare feet on a frigid night in New York City last month inspired a police officer to buy the seemingly homeless man a pair of warm boots — a moment captured in a heartwarming photo that went viral.

Editor's Note: Throughout the Syrian uprising, the government has allowed few foreign journalists and other outsiders into the country, and there has been limited information about many parts of the country. In this essay, a Syrian citizen describes life in the capital Damascus. For security reasons, NPR is not identifying the author.

The people of Damascus seem to be bracing for the worst, fearing that a revolt now 20 months old is building to a ferocious fight for control of the capital.

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MICHEL MARTIN, HOST:

I'm Michel Martin and this is TELL ME MORE from NPR News. Coming up, years after the big banks got support from the federal government and with interest rates at record lows, small businesses are still struggling to get access to credit. We're wondering why that is, so we'll try to find out in our Money Coach conversation in just a few minutes.

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MICHEL MARTIN, HOST:

And now to matters of personal finance. We all remember the financial crisis the country faced four years ago. The numbers suggest that the economy is improving slowly but surely. Interest rates are at near record lows, but our next guest says - and this is something you might have experienced yourself - a lot of people are still having a difficult time getting access to credit, especially small business owners and home owners with less than perfect credit.

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MICHEL MARTIN, HOST:

I'm Michel Martin and this is TELL ME MORE from NPR News. They say it takes a village to raise a child, but maybe you just need a few moms in your corner and generally at this time, we check in with a group of parents who share their experiences and common sense advice.

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MICHEL MARTIN, HOST:

I'm Michel Martin and this is TELL ME MORE from NPR News. Later in the program we are going to head to Central Africa to find out what's happening in the Democratic Republic of Congo, where an armed rebel group managed to take over one of the country's most important cities, despite the presence of a massive United Nations peacekeeping force. We'll talk about how that happened and why it matters with a reporter who is there on the ground. That's coming up later in the program.

When it comes to health insurance, working for a small company often means making do with less than employees get at big firms.

Small companies offer coverage less often. Even when they do make it available, it may cost more and be less comprehensive. One reason: Small employers just don't have the bargaining clout with insurers that larger firms have.

Your crime fodder ... sorry, make that blotter ... news of the day.

From St. Louis: