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One very important aspect of planning for the future is to take time to consider your overall financial and estate plans. Many people never get around to making a will or other estate plan, for example, and that's a real shame because so many good things can come out of the planning process -- not the least of which is your own peace of mind.

If you are ready to consider making or reviewing your estate plan, consider using the four "P's" as a simple guide. Before going to visit your attorney and/or other professional advisor, take time to list the following:

PEOPLE: Who are all the people in your life who depend on you or whom you might want to remember in your plans? Spouse, children, grandchildren, other relatives, friends and loved ones come to mind.

PROPERTY: What are the various properties you own that together make up your estate? List real estate, insurance, annuities, mortgages held, automobiles, furniture, etc. Make a note of the cost of each, the estimated current value and any income or debt involved.

PLANS: How would you like to match your properties to the people you have listed? Be sure to include any plans you have to remember your charitable interests, such as Valley Public Radio.

PLANNERS: Who are the people you will need to talk with to complete your plan? Remember to list your attorney, insurance agent, broker, trust officer, certified financial planner and perhaps others.

Once you have been through this process, you are ready to put it all together. We at FM89, Valley Public Radio would be most honored to be a part of your future plans. If you would like more information about us, or if we can help in any way, please feel free to call or e-mail Patrice Loretta at 559 275-0764. Thank you for your consideration of Valley Public Radio.

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If you would like to discuss planning a gift to Valley Public Radio, please call or e-mail Development Director Renee Torres Machi (rmachi@kvpr.org) or President Mariam Stepanian (mariam@kvpr.org) at 559 275-0764.

Please note, individual financial circumstances will vary. The information on this site does not constitute legal or tax advice. Donor stories and photographs are for purposes of illustration only. As with all tax and estate planning, please consult your attorney or estate specialist. All material is copyrighted and is for viewing purposes only. Use of this site signifies your agreement with the terms of use & privacy policy. The content in this Planned Giving section has been developed for Valley Public Radio by Future Focus under an exclusive licensing arrangement with MajorGiving.com, LLC. Please report any problems to content provider. Revised: January 15, 2010, 10:00.